Don't Lose Your Insurance—Get Agent-Ready Documentation in 30 Days

Don't Lose Your Insurance—Get Agent-Ready Documentation in 30 Days

We scope mitigation work and organize a clear documentation package for your agent.

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How We Can Help

Insurer‑Recognized Mitigation

5–20%
potential discount after verified mitigation
Mitigation aligned with CAL FIRE guidance
better survival with Zone 0 + hardening

Already received a non‑renewal notice? Read our step‑by‑step guide: What To Do Next →

Download Checklist

Zone 0 & Defensible Space

Reduce ignition pathways near structures and break up continuous fuels.

  • 0–5 ft: remove/replace combustibles; tidy edges and transitions
  • Prune vegetation and separate plants to avoid ladder fuels
  • Address mulch and debris at foundation, steps, and decks

Home Hardening

Target ember entry points and accumulation areas.

  • Ember‑resistant vents and protected eaves/soffits (where feasible)
  • Gutter protection and regular cleaning; tidy roof edges
  • Seal gaps that collect embers; check attachments and transitions

Documentation Package

Help your agent see progress clearly and quickly.

  • Dated before/after photos with basic location context
  • Short scope of work; materials/models where applicable
  • Completion summary; invoices/permits if applicable

Coordination & Timing

We prioritize deadlines so you can submit on time.

  • Scope aligned to letter (if any) and practical constraints
  • Sequenced plan to complete high‑impact items first
  • Agent‑ready packet for submission and follow‑ups

A Simple, Clear Process

Wildfire risk mitigation can seem complicated. We make it easy with a step-by-step guide and advisors who will guide you through from the first step to the last.

STEP 01

Assess & Plan

We review your notice (if any), walk the property, and sequence high‑impact work against deadlines.

Assess & Plan
STEP 01
STEP 02

Mitigate

Complete Zone 0/defensible space work and targeted home‑hardening to reduce ignition pathways.

Mitigate
STEP 02
STEP 03

Document

Organize dated before/after photos and a concise scope so your agent can submit quickly.

Document
STEP 03

This is what's at stake

Protect your home. Protect your family. Protect your memories.

Process FAQs

How does the assessment work?

We review your notice (if any), walk the property, and outline a prioritized plan with timing and costs before any work begins.

How do you decide what to do first?

We start with the highest‑impact items: 0–5 ft combustibles, roof/gutter edges, and ember entry points. Then we sequence the remaining work to fit your deadline.

Do I need to be home?

An initial walkthrough is best with you present. For follow‑up visits, we coordinate access and provide photo updates as work progresses.

What photos do you need for documentation?

Clear, dated before/after photos with basic location context (e.g., "north foundation") so your agent and underwriter can see what changed.

How long does it take?

Most scopes complete in days to a couple of weeks depending on availability and complexity. We prioritize urgent cases and keep you posted.

How do you work with my agent?

You share our packet directly with your agent. If needed, we provide summaries or answer scope questions so they can submit quickly.

Talk to an Expert

Book a free assessment to discuss scope, timelines, and your documentation plan.

Real five-star reviews

Don't take our word for it.

O

Oliver Regan Advisors

4 months ago

Ready Fire One was fantastic to work with. They were very professional and knowledgeable about exactly what needed to be done to better protect my home. The team worked quickly and efficiently—finishing the entire job in just two working days, and they even coordinated everything around my schedule. I feel a lot more peace of mind now knowing that we've significantly reduced the risk of embers getting into the house through the vents. Living in an area where Santa Ana winds and dry days are a real concern, that reassurance is invaluable. Highly recommend them to anyone looking to harden their home against wildfire risks.

B

Blake Cadwell

3 months ago

The RF1 team is professional and thorough. We are happy to feel safer in our LA home. Thanks guys!

T

Tom F.

September 2025

yelp

Ready Fire One was fantastic to work with. They were very professional and knowledgeable about exactly what needed to be done to better protect my home. The team worked quickly and efficiently—finishing the entire job in just two working days, and they even coordinated everything around my schedule. I feel a lot more peace of mind now knowing that we've significantly reduced the risk of embers getting into the house through the vents.

B

Blake C.

October 2025

yelp

RF1 is great! Thorough and professional. The best part is that their solution makes us actually feel safer in our home.